7 Best Credit Cards For International Travel in India 2025 : People who travel internationally often receive improved convenience and enhanced benefits from possessing appropriate credit cards. The ideal international credit cards provide airport lounge access at no cost along with flight and hotel booking discounts and reduced foreign exchange markup rates along with travel insurance cover.
The selection process requires evaluation of different cards because their annual and joining expenses differ substantially.
This Blog presents the seven highly beneficial international credit cards in India which serve travelers smartly.
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7 Best Credit Cards For International Travel in India 2025
SBI Elite Credit Card
Joining Fee: Rs. 4999
Annual Fee: Rs. 4999
SBI Elite Credit Card is a premium credit card with a variety of travel benefits.
Key Features
- It offers eight complimentary lounge visits at domestic airports and six at international airports every year.
- It has a low forex markup fee of 1.99 percent on international transactions.
- It provides complimentary memberships of Club Vistara, Trident Privilege, and Trident Red Tier.
IDFC First Wealth Credit Card
Joining Fee: Nil
Annual Fee: Nil
IDFC First Wealth Credit Card is a lifetime free credit card packed with great travel benefits.
Key Features
- It has a low forex markup fee of 1.5 percent, making it ideal for international transactions.
- It provides sixteen complimentary lounge visits at domestic and international airports per year.
- It allows interest-free cash withdrawal from ATMs worldwide.
- It offers discounts on fast-track immigration services at over four hundred fifty airports globally.
- It includes travel insurance and air accident cover.
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HDFC Diners Club Privilege Credit Card
Joining Fee: Rs. 2500
Annual Fee: Rs. 2500, waived if annual spending exceeds three lakh rupees
HDFC Diners Club Privilege Credit Card is a great choice for travel and lifestyle benefits.
Key Features
- It has a low forex markup fee of 2 percent.
- It provides twelve free lounge visits at over one thousand domestic and international airports annually.
- It offers complimentary annual memberships of Dineout Passport, Amazon Prime, MMT Black, and Times
- Prime if spending meets the required threshold within ninety days.
- It gives up to ten times rewards on flight and hotel bookings via SmartBuy.
RBL World Safari Credit Card
Joining Fee: Rs. 3000
Annual Fee: Rs. 3000
The RBL World Safari Credit Card is specially designed for travelers with zero forex markup fees.
Key Features
- It has a 0 percent forex markup fee, making it perfect for international spending.
- It offers five travel points for every 100 rupees spent on travel expenses.
- It provides two travel points for every 100 rupees spent on other purchases.
- It includes eight complimentary domestic and eight international lounge visits per year through Priority Pass Membership.
AU Bank Zenith Plus Credit Card
Joining Fee: Rs. 4999
Annual Fee: Rs. 4999, waived if spending exceeds eight lakh rupees in a year
AU Bank Zenith Plus Credit Card provides luxury travel benefits and exclusive rewards.
Key Features
- It has a low forex markup fee of 0.99 percent.
- It provides luxury brand vouchers and exclusive hotel memberships.
- It gives two reward points per 100 rupees spent on travel, dining, and international transactions.
- It offers sixteen complimentary lounge visits at international airports per year via Priority Pass.
- It includes sixteen complimentary domestic lounge visits per year.
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InterMiles HDFC Bank Signature Credit Card
Joining Fee: Rs. 2500
Annual Fee: Rs. 2500, waived if spending exceeds three lakh rupees in a year
This card is perfect for those who prefer earning travel miles on every transaction.
Key Features
- It allows users to earn InterMiles on every purchase, which can be redeemed for flights and hotel bookings.
- It provides complimentary InterMiles Silver Membership and eight thousand InterMiles on joining.
- It includes complimentary Priority Pass Membership with five free international lounge visits per year.
- It offers sixteen free domestic lounge visits per year through the Visa Lounge Access Programme.
Standard Chartered EaseMyTrip Credit Card
Joining Fee: Rs. 350
Annual Fee: Rs. 350, waived if spending exceeds fifty thousand rupees in a year
A co-branded credit card ideal for those who book through EaseMyTrip.
Key Features
- It provides special discounts and benefits on EaseMyTrip bookings.
- It includes four complimentary domestic lounge visits per year.
- It offers two international lounge visits per year through Priority Pass Membership.
Travellers who perform numerous international trips should obtain a suitable credit card to achieve savings and convenience during their journeys. International travelers should consider RBL World Safari Credit Card and AU Bank Zenith Plus Credit Card because they offer zero and 0.99 percent forex markup respectively for reducing foreign transaction costs.
Users who desire both the advantages of reward points and travel insurance together with lounge access will find excellent use from SBI Elite Credit Card, HDFC Diners Club Privilege Credit Card and IDFC First Wealth Credit Card. Review all the features and fees as well as benefits of international credit cards to find the one that fits your travel needs before making an application.
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